December 2012 Debt Update

Time flies these days.  I guess the weeks are a blur when you're just saving up money to pay down stuff.  I have so many friggin cards that I can't even fit them within the column below.  Ugh.

My current revolving & short term (med bills) debt totals have been trending as follows:

Month	Chase 2%	Chase 3%	Discov 0%	Boa 20%	Cap1 18%	OldNavy 25%	Citi Dia 6%	Chase Amzn 20%	Citi Plat	Advanta 8%	Barclays 18%	Cap1 18%	Kay 25%	GE Amzn	Hosp	Cap1 12%	Total
2012-06	N/A																63139
2012-07	N/A																56709
2012-08	N/A																57386
2012-09	N/A																58353
2012-10	N/A																59132
2012-11	16290	12806	1660	7214	4376	2455	2380	1960	1518	1547	1573	1200	766	542	450	200	57275
2012-12	16027	12669	1580	7143	4926	2318	2357	2040	1503	1547	1392	1200	0	520	420	200	55738

We can see the ~$1400/mo allocated to debt doing it's deed here.  Due to interest and all, I paid a bit more that $1400, but it's on a good track.

Let's see what I did.

• My Comcast & Verizon bills are 63 & 80 respectively.
• xferred 600 from Kay -> Cap1 (~5% interest savings)
• xferred ~40 from Kay -> Chase through the Comcast & Verizon bills (~5% interest savings)
• xferred ~100 from OldNavy -> Chase (~5% interest savings)
• Paid off the rest of Kay.
• Spent $100 on the Chase Amzn card on life stuff.  (trash bags, Pee Pads, USB Stick, Hot Cocoa)

I think the Chase spending could've been limited to just the trash bags and pee pads, but I've gotta keep the wife happy and I've gotta keep my personal files separate from work files on my laptop, so the 32GB USB stick for $16 was a small price to pay IMO.

On another note, I had a small epiphany today.  I've heard somewhere (probably Reddit), that the best thing for growing money is time.  While cooking, I had the same realization.  The longer the food sits in the oven, the longer it has to absorb heat.  Durrrrr, Obvious epiphany isn't it.  It was probably only euphoric for a moment, but alas these are the simple joys in life.